Better Patient Financing
Expand your patient base and cash flow with guaranteed financing approvals.
The Old Way of Patient Financing Is Broken
Care providers shouldn’t have to watch good patients walk out because they can’t afford care today. And they shouldn’t have to spend hours chasing down payments that may never come. Pay By HFA offers 100% guaranteed financing for all patients–instantly—and deposits your money in days, not years.
Practice Growth
Grow your practice by capturing more patients who previously couldn’t afford treatment.
Patient Experience
Every patient gets guaranteed approval instantly, so they can start healing without waiting.
Billing & Payments
First payment is auto-capture and you get paid in 24 hours.
Track Success
Track what matters across all locations. Monitor revenue, payments, and alerts, all real-time.
Security & Compliance
Rest easy with HIPAA-compliant infrastructure handling complex compliance across all U.S. jurisdictions.
Practice Growth
Grow your practice by capturing more patients who previously couldn’t afford treatment.
Patient Experience
Every patient gets guaranteed approval instantly, so they can start healing without waiting.
Billing & Payments
First payment is auto-capture and you get paid in 24 hours.
Track Success
Track what matters across all locations. Monitor revenue, payments, and alerts, all real-time.
Security & Compliance
Rest easy with HIPAA-compliant infrastructure handling complex compliance across all U.S. jurisdictions.
“Pay By HFA’s quick approvals and easy-to-navigate sign-up process have allowed us to capture a larger demographic of patients who previously wouldn’t have been able to do business with us.”
— Vice President, Multi-Location Healthcare Provider
How It Works
Patients complete a financing application online—simple, fast, and secure.
We provide real-time approval with 0% APR financing options.
Patients move forward with treatment, and you receive payment within 24 hours.
Capture every patient segment.
Eliminate collection burdens.
100% Patient Approval
0% APR Financing
No Hard Credit Checks
Real-Time Approvals
24-Hour Payouts
Ready to Improve Your Patient Financing?
Start offering 100% approval and 0% APR financing today.
Get started with a free demo and an Amazon $100 gift card!
FAQ
How quickly can patients be approved for financing?
Do I need to worry about administrative work?
Can I offer this to all my patients?
Are there any hidden fees for providers or patients?
No, there are no hidden fees. Pay By HFA provides transparent pricing, with clear terms for both providers and patients, ensuring everyone knows exactly what to expect.
What types of treatments can I offer financing for?
Company
Legal
Questions
Customer Service
888-889-7033
Hours of Operation
Monday to Friday 8am – 5pm C.T.
NMLS ID: 2077939
Location
HFA
1000 Corporate Centre Drive
Suite 100
Franklin, TN 37067
Company
Questions
Customer Service
888-889-7033
Hours of Operation
Monday to Friday 8am – 5pm C.T.
NMLS ID: 2077939
Legal
Location
HFA
1000 Corporate Centre Drive
Suite 100
Franklin, TN 37067
Legal
Questions
Customer Service
888-889-7033
Hours of Operation
Monday to Friday 8am – 5pm C.T.
NMLS ID: 2077939
Location
HFA
1000 Corporate Centre Drive
Suite 100
Franklin, TN 37067
©2025 Healthcare Financing of America, LLC. All Rights Reserved.
